Life Insurance Term Policy

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Life Insurance Term Policy

Why choose a Term policy?

Traditional Term Insurance

Life Insurance Term Policy

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Our Life Insurance Term Policy

A term policy is perfect for anyone that is looking for a specific amount of coverage minimally $100,000 of coverage for a specific amount of time. This type of policy is also widely marketed as "mortgage protection". We also have a lot of individuals that call and ask for "mortgage protection", although mortgage protection will specifically be for individuals who do not qualify for term insurance because of poor health since this kind of policy is typically sold without underwriting, meeting this underwriting department will make sure that you are healthy enough for the insurance carrier to cover you.

Life Insurance Term Policy

Why choose a Term policy?

Get the Coverage you Need

With traditional term Insurance, this will be for someone that is overall healthy, is looking for a minimum of $100,000 coverage, and is looking to have a policy for a specific number of years. There are insurance carriers out there that we deal with that have coverages ranging from 10 years to 35 years, typically the more years of coverage, the more expensive this policy will get. However, the younger you are that you get term Insurance, typically the cheaper it will be. Another thing to understand about term insurance, is that you have guaranteed insurability if you want to convert over to a whole life policy. This is very good to understand before you get into a term policy, because, if down the road you plan on having a whole life policy and you were thinking about the cost, it would be in your best interest to make that decision more immediately while you are still young, because if you wait while you are older, the price will increase drastically for both term and/or a traditional whole life policy, which in that case if you were to be in this case you will then go into a final expense policy.

Life Insurance Term Policy

Also in regards to a term policy, and are not worried about your health, that saying that you're healthy, by all means go for a term policy, and you may get the type of insurance coverage that will typically cover your mortgage, also take into consideration your kids, in the situation you pass, they are taken care of financially, at least for a little bit.

Damian Gerry -

NPN: 19473448 License: 4038677

Tax Savings Investor

Seeking financial advice

Most people find it hard to plan for their future. They may also find all these life insurance policies confusing. If you are one such person, you should visit our financial advisors by calling us, we can help you make a financial plan. Our agents/brokers are reputable and competent financial professionals who will help you make a proper decision regarding the life insurance option that you should choose. They will help you with wealth management which will ensure that you make sound investments and protect your family from financial difficulties when you are gone. Our financial advisors will help you with planning for retirement.

Our Top Ranked Carriers

Here is a list of carriers that we work with: AIG, Royal neighbors, prosperity, Trinity/Benefit life, Liberty bankers life, Foresters, American national, Guarantee trust life, Mutual of Omaha, Protective, and more!

AIG
Royal Neighbors
Trinity Benefit Life
Liberty Bankers Life
Foresters
American National
Guarantee Trust Life
Mutual of Omaha
Protective
 Life Insurance Term Policy

Life Insurance Term Policy

Damian Gerry
NPN: 19473448
License: 4038677
guaranteed insurability

(619) 322-1404

Why choose a Term policy?

Give us a call today! 619-322-1404 Our Agents/brokers are licensed across the nation, making it a stress-free experience for you.

Tax Savings Investor

Life Insurance / guaranteed insurability

Seeking financial advice

Most people find it hard to plan for their future. They may also find all these life insurance policies confusing. If you are one such person, you should visit our financial advisors by calling us, we can help you make a financial plan. Our agents/brokers are reputable and competent financial professionals who will help you make a proper decision regarding the life insurance option that you should choose. They will help you with wealth management which will ensure that you make sound investments and protect your family from financial difficulties when you are gone. Our financial advisors will help you with planning for retirement.

Our Top Ranked Carriers

Here is a list of carriers that we work with: AIG, Royal neighbors, prosperity, Trinity/Benefit life, Liberty bankers life, Foresters, American national, Guarantee trust life, Mutual of Omaha, Protective, and more!

AIG
Royal Neighbors
Trinity Benefit Life
Liberty Bankers Life
Foresters
American National
Guarantee Trust Life
Mutual of Omaha
Protective
Tax Savings Investor

Tax Savings Strategies

Simplified Insurance

Postal address

4550 Thousand Oaks Blvd

Suite 200

Westlake Village, CA 91362


Monday 7 a.m.- 6 p.m. PDT

Tuesday 7 a.m.- 6 p.m. PDT

Wednesday 7 a.m.- 6 p.m. PDT

Thursday 7 a.m.- 6 p.m. PDT

Friday 7 a.m.- 6 p.m. PDT

Phone number
(619) 322-1404

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